Hello Readers,
If you are on this article, you must have already known about Hold, Lien, and Freeze and obtained the complaint details you needed, including the money trail.
If you still need to be made aware, please read my previous article.
Now, if you’ve matched the transaction ID, date, and amount details with your bank statement, you can understand:
What was the transaction due to which your bank account got Hold/Lien/Freeze?
You may have conducted any of the following transactions:
- You performed a transaction on a crypto exchange like Binance and executed a P2P transaction to sell/purchase USDT, Bitcoin, Ethereum, etc., and completed the transaction by sending the crypto.
- You sold something in exchange for money with a known or unknown person.
- You received money from family, friends, colleagues, or a known person for any reason.
- You received money from a customer or client in exchange for a service.
If you did the transaction with someone you know, such as family, friends, colleagues, or clients, immediately inform them and ask them to call 1930 to get all the information from the Cyber Crime Portal. Follow the same steps as mentioned in my previous article.
If the transaction was with an unknown person on a platform like Binance, gather evidence such as screenshots of the buyer’s profile, name, transaction details, and mobile number (if they contacted you).
Understanding the Term “Layer”
You read the term Layer in my previous article. Let’s break it down:
For example, imagine a fraud occurred where Mr. X filed a complaint with 1930 (Cyber Crime Portal) or the authorities, mentioning the bank account to which he directly sent the money. This account would be classified as Layer-1.
If X (the complainant) sent money to A (Layer-1), and A then forwarded the whole amount or a portion of it to B (Layer-2), and B sent it to C (Layer-3), and so on, a chain is created.
You could fall into any layer in this chain. This is important to understand because you don’t know whether the person you transacted with is a scammer or also a victim. They might have received the money from a scammer or another victim, just like you.
Therefore, never blame the person you transacted with until you understand the layer you fall into.
What Steps Can Solve Your Issue?
Even if you’ve done nothing illegal, you must prove your innocence. Otherwise, the situation can escalate further. Follow these steps to resolve the issue:
- Call the Authority’s Contact Number
- Contact the authority handling your case. It might take multiple attempts over at least two days to get through.
- If they answer your call, they may ask you to visit the police station where the complaint has been raised, with all the necessary documents.
- Visit the Police Station
- If you can go personally, don’t hesitate, as you’ve done nothing illegal. However, be aware that visiting once doesn’t guarantee your account will be unfrozen immediately.
- Contact Senior Officers
- If you think you investigating officer is not listening to you or not co-operating never hesitate to contact their superior via direct visit to their office, get contact information from their official website or email them including your IO or concerned email id with a complete explanation of your issue along with the documents suggested by your Lawyer or from this link.
- Seek Legal Assistance
- For legal guidance, contact Mr. Sagar (+91-70541-60914) before visiting the police station or sending documents to the authorities.
- Obtain a Revocation Letter
- Remember, the bank will not unfreeze your account without a revocation letter from the authority. Work diligently to gather evidence and prove your innocence.
By following these steps, you can work towards resolving your account freeze. Stay patient and proactive!
